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It’s Payday!

September 27, 2013 // Posted in Finance, Home (Tags: , , , ) |  No Comments

graphic of a joke about payday

I can’t believe that it’s payday and I’m already broke. WTF? I need a fucking raise. By the time I pay my rent and buy a few groceries, fill the car with gas and pay my cell phone bill, I’ve got maybe $50 to last me two damn weeks.

Can’t even find a cheaper place to live – the apartment rents around here just keep going up and there are actually waiting lists for units at the best places. Maybe I need to find a part time seasonal gig since Christmas is coming up and all the stores are hiring.

If I stash all the extra cash for working two months, I might be able to start looking for a house. It would be nice to not have to give my money to a damn landlord anymore and know that I’ll have something to show for all that money that I pay out every month.

Loose Change

September 2, 2012 // Posted in Finance, Ideas, Life, Shopping (Tags: , , ) |  No Comments

At the end of the day when you are emptying pockets and setting up your personal stuff for the next morning, what do you do with your loose change? Do you put it back in your pocket the next morning to prime the pot? Or do you toss it into a mason jar to collect it up? Do you leave it in the car so you have money for a vending machine?

I sort through my money – even the loose change. I look for old or rare coins and set them aside, then I put the rest in a big pink piggy bank. Every time I take the filled up piggy bank to my bank and cash it in I get about $400 – and that aint chicken scratch!

My piggy bank is about half full right now. I have not been paying cash for my purchases lately, so I have not been receiving change every day. That could be different when I start my Christmas shopping, but right now I am good with the debit card and the credit card to pay my way. The piggy bank is on a bit of a forced diet for a while.

You Gotta Pay to Play

March 24, 2012 // Posted in Finance, Fun, Life  |  No Comments

You can’t win if you don’t play. The lotto adds up and gets everyone all excited about dreaming of winning millions of dollars. Why a certain million fucking dollar number gets people more excited than other million dollar numbers is stupifying to me. Anything after a million is good, OK?

i don’t see the attraction of dishing out all that money on losing lotto tickets, week after week, and for some cretins it is day after day. Its stupid. Earn your money and don’t pay the stupid tax. Willing giving the Government your money by buy lotto tickets is pretty much just paying a tax on stupidity. Don’t do it.

Higher Bank Fees

September 22, 2011 // Posted in Finance, Shopping (Tags: , , , , ) |  No Comments

My bank just sent me an email that says they are going to start charging me for using my debit card. If I use the debit card at an atm, that is still free. But if I use the debit card to pay for food, or shopping, or gas or anything like that then I have to pay them $6 a month for non atm use.

Now, I don’t know about you, but I did not get the debit card to use at atm machines. I got it to pay for gas and other purchases instead of having to write a check. In fact, some places will not take a check any more. You have to pay cash or use a card – no more checks. So that is totally not fair and I am really pissed off about it.

Credit Repair Gone Green

September 30, 2010 // Posted in Finance, Going Green, Ideas (Tags: , , , , ) |  No Comments

As I spoken and written about before, going “Green” is so very  important to us all these days,and  I try the best that I can to go with companies that are putting forth the effort to go “Green” as well. I’ve always been an avid recycler and try and encourage people to do the same, it really isn’t all that much work for goodness sakes. So when I read that Ovation Credit had made a commitment to be as “Green” as possible I found myself checking them out to see what all that they have to offer with their credit repair services.

Bad credit is something that a lot of people are finding themselves dealing with these day and I’m am included in this boat along with plenty of other good folks. The economy has done a number on us so a lot of us are looking at ways to improve our credit scores. Ovation Credit has the means to fix your credit and avoid the filing of bankruptcy, which can really put a damper on your life style for years to come. It can be easy to be green, I don’t care what Hermit The Frog says and sings about.